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Massachusetts Veterinary Referral Hospital (MVRH)

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Payment Options

Funding your pet’s treatment is a concern for many pet owners. Financial constraints may impact the decision you take on how to treat your pet’s condition.

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We understand that these are difficult, personal decisions that are unique to each family; and we respect that in the midst of grappling with a diagnosis and a treatment plan, you are now also grappling with this unexpected new expense.

On the day that services are rendered, we will ask you to pay the estimate in full prior to services being rendered.

Orange cat with light shining on its face

Your options for payment methods include:

  • Cash

  • Personal Checks (accepted via Telecheck, ID required)

  • Credit Card: Master Card, Visa, Discover, American Express

  • Lines of Credit: Care Credit, Wells Fargo, Scratchpay

Lines of Credit

If personal credit, cash, and loans from family and friends are unavailable or do not cover the balance, a line of credit can be an alternative. Care Credit and Wells Fargo provide lines of credit specifically for health-related expenses.

The process is much like a credit card application. The financial institution will evaluate your application and approve you for an amount with a predetermined interest rate and payment terms.

Hospitals in the Ethos network are not affiliated with either of these financial institutions. Our team is happy to help you apply for a line of credit with these institutions. We will help you fill out the form if necessary and provide you with copies of receipts, estimates, and anything else you need in order to expedite the process for you, but we are not involved in their decisions around credit terms and amounts.

If you decide that a line of credit is for you, applying for credit before your pet’s scheduled treatment will ease the process on the day you drop him or her off. If you have arrived at one of our hospitals in an emergency situation, we will be happy to assist you in filling out the form and submitting the application if you so desire. Please speak to a member of our client care team.

HOW IT WORKS:

  • Apply for a payment plan from your phone or desktop

  • Check your rate and pick your payment plan

  • Get the care you need

Payment Options

Please note: Existing Wells Fargo clients will retain card privileges until 9/16/2025. However, effective immediately, new clients without existing accounts will no longer be eligible for this payment service. Thank you for your understanding.

CareCredit

The CareCredit credit card, helps you pay over time with no interest if paid in full within 6 months on qualifying purchases of $200 or more.* Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required.

CareCredit provides credit decisions within seconds and once approved, you can use your card again and again without having to reapply.

Click below to see if you prequalify with no impact to your credit score.